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	<title>The Mortgage and More Blog</title>
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		<item>
		<title>Eugene Loan Guy is now Whidbey Loan Guy</title>
		<link>http://www.themortgageandmoreblog.com/2012/01/04/eugene-loan-guy-whidbey-loan-guy/</link>
		<comments>http://www.themortgageandmoreblog.com/2012/01/04/eugene-loan-guy-whidbey-loan-guy/#comments</comments>
		<pubDate>Wed, 04 Jan 2012 20:26:55 +0000</pubDate>
		<dc:creator>fchamberlin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Eugene Oregon]]></category>
		<category><![CDATA[Mortgage Loans]]></category>
		<category><![CDATA[Oak Harbor Washington]]></category>

		<guid isPermaLink="false">http://www.themortgageandmoreblog.com/?p=1834</guid>
		<description><![CDATA[(Editor&#8217;s Note: Since writing this article, I have changed companies and now work for Guild Mortgage Company in Oak Harbor. You can get my contact information from the welcome or about tabs or on the sidebar. Please contact me to help you with Oregon or Washington home loan needs.) I have moved! I am now [...]]]></description>
		<wfw:commentRss>http://www.themortgageandmoreblog.com/2012/01/04/eugene-loan-guy-whidbey-loan-guy/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>VA Mortgage Loans in Oregon, Washington and California</title>
		<link>http://www.themortgageandmoreblog.com/2011/06/27/va-mortgage-loans-oregon-washington-california/</link>
		<comments>http://www.themortgageandmoreblog.com/2011/06/27/va-mortgage-loans-oregon-washington-california/#comments</comments>
		<pubDate>Mon, 27 Jun 2011 20:11:28 +0000</pubDate>
		<dc:creator>fchamberlin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.themortgageandmoreblog.com/?p=1737</guid>
		<description><![CDATA[A VA (Veterans Administration) guaranteed home loan is a great benefit for Oregon, Washington and California active, non-active, Reserve, National Guard, and retired military of the armed forces because there is no down payment needed and no private monthly mortgage insurance required. It is actually a great deal for vets in other states, but I [...]]]></description>
		<wfw:commentRss>http://www.themortgageandmoreblog.com/2011/06/27/va-mortgage-loans-oregon-washington-california/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>VA appraisal required on VA home purchase in Eugene/Springfield</title>
		<link>http://www.themortgageandmoreblog.com/2011/06/08/va-appraisal-required-va-home-purchase-eugenespringfield/</link>
		<comments>http://www.themortgageandmoreblog.com/2011/06/08/va-appraisal-required-va-home-purchase-eugenespringfield/#comments</comments>
		<pubDate>Wed, 08 Jun 2011 21:31:29 +0000</pubDate>
		<dc:creator>fchamberlin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.themortgageandmoreblog.com/?p=1722</guid>
		<description><![CDATA[Like any Eugene area home purchase, an appraisal must be completed on the property before your home can be approved for VA loan financing. In the case of a VA loan, it must be a VA appraisal. A VA appraisal involves a thorough inspection of the home and property to determine the current market value of [...]]]></description>
		<wfw:commentRss>http://www.themortgageandmoreblog.com/2011/06/08/va-appraisal-required-va-home-purchase-eugenespringfield/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Lane County WCR June Membership Meeting</title>
		<link>http://www.themortgageandmoreblog.com/2011/05/19/lane-county-wcr-june-membership-meeting/</link>
		<comments>http://www.themortgageandmoreblog.com/2011/05/19/lane-county-wcr-june-membership-meeting/#comments</comments>
		<pubDate>Thu, 19 May 2011 20:00:33 +0000</pubDate>
		<dc:creator>fchamberlin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Broker owner panel]]></category>
		<category><![CDATA[Lane Realtors(r)]]></category>
		<category><![CDATA[training]]></category>

		<guid isPermaLink="false">http://www.themortgageandmoreblog.com/?p=1717</guid>
		<description><![CDATA[“Real Estate Broker/Owner Panel” Location: Mallard Hall – 725 W 1st Ave, Eugene – June 9, 11:30 a.m. Lunch! Cost: $15 per member; $20 non-member Advance reservations required by NOON, Tuesday, June 7. Send an email to hlarson@sterlingsavings.com or call 541-434-2779 or sign up on the website: http://www.lanecountywcr.com/calendar/monthly-meeting-registration/ Featured Presenters: Kathie Robidou, Galand Haas, Bryan [...]]]></description>
		<wfw:commentRss>http://www.themortgageandmoreblog.com/2011/05/19/lane-county-wcr-june-membership-meeting/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Oregon Disabled Vets Eligible for Property Tax Exemption</title>
		<link>http://www.themortgageandmoreblog.com/2011/05/18/oregon-disabled-vets-eligible-property-tax-exemption/</link>
		<comments>http://www.themortgageandmoreblog.com/2011/05/18/oregon-disabled-vets-eligible-property-tax-exemption/#comments</comments>
		<pubDate>Wed, 18 May 2011 20:15:00 +0000</pubDate>
		<dc:creator>fchamberlin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.themortgageandmoreblog.com/?p=1709</guid>
		<description><![CDATA[If you are a disabled Oregon Vet, you could be paying less property taxes if you have a 40% or more disability. First, you must meet one of these requirements: Be a veteran who is officially certified by the U.S. Department of Veterans Affairs or any branch of the United States Armed Forces as having [...]]]></description>
		<wfw:commentRss>http://www.themortgageandmoreblog.com/2011/05/18/oregon-disabled-vets-eligible-property-tax-exemption/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>I can&#8217;t find my DD 214 Form- How do I apply for A VA loan in Lane County?</title>
		<link>http://www.themortgageandmoreblog.com/2011/05/16/find-dd-214-form-apply-va-loan-lane-county/</link>
		<comments>http://www.themortgageandmoreblog.com/2011/05/16/find-dd-214-form-apply-va-loan-lane-county/#comments</comments>
		<pubDate>Mon, 16 May 2011 21:35:46 +0000</pubDate>
		<dc:creator>fchamberlin</dc:creator>
				<category><![CDATA[100% Financing]]></category>
		<category><![CDATA[VA Eligibility]]></category>
		<category><![CDATA[VA Loan]]></category>
		<category><![CDATA[VA Paperwork]]></category>

		<guid isPermaLink="false">http://www.themortgageandmoreblog.com/?p=1703</guid>
		<description><![CDATA[DD 214 forms are a (mostly) necessary document when applying for a Lane County VA mortgage loan, and, unfortunately, are commonly misplaced over time. The good news is that losing or misplacing your DD 214 is an easily remedied problem! For starters, let’s go ahead and define what a DD 214 is and what it [...]]]></description>
		<wfw:commentRss>http://www.themortgageandmoreblog.com/2011/05/16/find-dd-214-form-apply-va-loan-lane-county/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Lane County Women&#8217;s Council of Realtors&#174;</title>
		<link>http://www.themortgageandmoreblog.com/2011/05/13/lane-county-womens-council-realtors/</link>
		<comments>http://www.themortgageandmoreblog.com/2011/05/13/lane-county-womens-council-realtors/#comments</comments>
		<pubDate>Fri, 13 May 2011 21:37:07 +0000</pubDate>
		<dc:creator>fchamberlin</dc:creator>
				<category><![CDATA[Realtors]]></category>
		<category><![CDATA[Lane County]]></category>
		<category><![CDATA[WCR]]></category>
		<category><![CDATA[Women]]></category>

		<guid isPermaLink="false">http://www.themortgageandmoreblog.com/?p=1701</guid>
		<description><![CDATA[The Lane County Women’s Council of Realtors® is a dynamic group of Realtors® and affiliates that meet on a monthly basis to share information and knowledge. Some of the upcoming programs for the WCR include a Broker Panel (knowledgeable RE managing brokers) from the Eugene/Springfield area sharing their years of knowledge with others in June. [...]]]></description>
		<wfw:commentRss>http://www.themortgageandmoreblog.com/2011/05/13/lane-county-womens-council-realtors/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>VA Jumbo Loans &#8211; Great way to buy dream home</title>
		<link>http://www.themortgageandmoreblog.com/2011/05/10/va-jumbo-loans-great-buy-dream-home/</link>
		<comments>http://www.themortgageandmoreblog.com/2011/05/10/va-jumbo-loans-great-buy-dream-home/#comments</comments>
		<pubDate>Tue, 10 May 2011 19:40:31 +0000</pubDate>
		<dc:creator>fchamberlin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.themortgageandmoreblog.com/?p=1692</guid>
		<description><![CDATA[If you&#8217;re Eugene/Springfield home of your dreams is over $417,000, a VA jumbo loan may very well be the best option for your mortgage. In most veteran loan scenarios, the VA guarantees up to 25% of the total amount of the loan up to the VA loan limit in your county – which, in all [...]]]></description>
		<wfw:commentRss>http://www.themortgageandmoreblog.com/2011/05/10/va-jumbo-loans-great-buy-dream-home/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How long does it take to get a VA Mortgage Approval in Eugene/Springfield?</title>
		<link>http://www.themortgageandmoreblog.com/2011/04/25/long-va-mortgage-approval-eugenespringfield/</link>
		<comments>http://www.themortgageandmoreblog.com/2011/04/25/long-va-mortgage-approval-eugenespringfield/#comments</comments>
		<pubDate>Mon, 25 Apr 2011 23:49:54 +0000</pubDate>
		<dc:creator>fchamberlin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.themortgageandmoreblog.com/?p=1664</guid>
		<description><![CDATA[Interesting question, several answers. VA Mortgage Approvals timelines can differ due to a number of variables like the type of property. It can help reduce the time on most loans by dealing with a direct VA underwriter, like we have at Alpine Mortgage Planning. However, if purchasing a manufactured home or having a credit score [...]]]></description>
		<wfw:commentRss>http://www.themortgageandmoreblog.com/2011/04/25/long-va-mortgage-approval-eugenespringfield/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Credit Score Requirements For VA Mortgages</title>
		<link>http://www.themortgageandmoreblog.com/2011/04/20/credit-score-requirements-va-mortgages/</link>
		<comments>http://www.themortgageandmoreblog.com/2011/04/20/credit-score-requirements-va-mortgages/#comments</comments>
		<pubDate>Wed, 20 Apr 2011 22:50:23 +0000</pubDate>
		<dc:creator>fchamberlin</dc:creator>
				<category><![CDATA[VA Loans]]></category>
		<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[Loan Qualification]]></category>
		<category><![CDATA[VA Mortgage Approval]]></category>

		<guid isPermaLink="false">http://www.themortgageandmoreblog.com/?p=1658</guid>
		<description><![CDATA[The Veteran’s Administration (VA) does not have a minimum score in order for guarantee of the loan. The mortgage lenders, who are lending the money, are allowed to set their own standards for VA credit score requirements. In the recent years, eligible veterans and military personnel have enjoyed a simpler mortgage process than was available [...]]]></description>
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		<slash:comments>0</slash:comments>
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