The Mortgage and More Blog » Uncategorized

Eugene Loan Guy is now Whidbey Loan Guy

fchamberlin — Wed, 04 Jan 2012 20:26:55 +0000

I have moved! I am now located in Oak Harbor Washington with Pinnacle Mortgage Planning, a sister company to Alpine Mortgage Planning. I am still doing the same thing, just a bit farther north. I apologize for not updating sooner but it has taken some time to get settled. I am still associated with Alpine [...]

VA Mortgage Loans in Oregon, Washington and California

fchamberlin — Mon, 27 Jun 2011 20:11:28 +0000

A VA (Veterans Administration) guaranteed home loan is a great benefit for Oregon, Washington and California active, non-active, Reserve, National Guard, and retired military of the armed forces because there is no down payment needed and no private monthly mortgage insurance required. It is actually a great deal for vets in other states, but I [...]

VA appraisal required on VA home purchase in Eugene/Springfield

fchamberlin — Wed, 08 Jun 2011 21:31:29 +0000

Like any Eugene area home purchase, an appraisal must be completed on the property before your home can be approved for VA loan financing. In the case of a VA loan, it must be a VA appraisal. A VA appraisal involves a thorough inspection of the home and property to determine the current market value of [...]

Lane County WCR June Membership Meeting

fchamberlin — Thu, 19 May 2011 20:00:33 +0000

“Real Estate Broker/Owner Panel” Location: Mallard Hall – 725 W 1st Ave, Eugene – June 9, 11:30 a.m. Lunch! Cost: $15 per member; $20 non-member Advance reservations required by NOON, Tuesday, June 7. Send an email to hlarson@sterlingsavings.com or call 541-434-2779 or sign up on the website: http://www.lanecountywcr.com/calendar/monthly-meeting-registration/ Featured Presenters: Kathie Robidou, Galand Haas, Bryan [...]

Oregon Disabled Vets Eligible for Property Tax Exemption

fchamberlin — Wed, 18 May 2011 20:15:00 +0000

If you are a disabled Oregon Vet, you could be paying less property taxes if you have a 40% or more disability. First, you must meet one of these requirements: Be a veteran who is officially certified by the U.S. Department of Veterans Affairs or any branch of the United States Armed Forces as having [...]

VA Jumbo Loans – Great way to buy dream home

fchamberlin — Tue, 10 May 2011 19:40:31 +0000

If you’re Eugene/Springfield home of your dreams is over $417,000, a VA jumbo loan may very well be the best option for your mortgage. In most veteran loan scenarios, the VA guarantees up to 25% of the total amount of the loan up to the VA loan limit in your county – which, in all [...]

How long does it take to get a VA Mortgage Approval in Eugene/Springfield?

fchamberlin — Mon, 25 Apr 2011 23:49:54 +0000

Interesting question, several answers. VA Mortgage Approvals timelines can differ due to a number of variables like the type of property. It can help reduce the time on most loans by dealing with a direct VA underwriter, like we have at Alpine Mortgage Planning. However, if purchasing a manufactured home or having a credit score [...]

Does a divorce change my chances of getting a VA loan in Eugene/Springfield Oregon?

fchamberlin — Fri, 15 Apr 2011 11:55:23 +0000

A divorce can have a huge impact on VA Guaranteed Home Loan for the Eugene/Springfield veteran. Or, it can have little to no impact. Let’s go ahead and start off with the basics. First, let’s look at a scenario where the VA loan is only filed under the veteran’s name. The VA loan guaranty is [...]

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testaccount — Sun, 25 Jul 2010 14:36:18 +0000

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Mastering Search Engine Optimization

Danny Thornton — Thu, 18 Feb 2010 15:17:39 +0000

Over the last month I have discussed mastering search engine optimization with many of our members of this online real estate network as well as clients of R & D Art. In those conversations, it always seems to end with me telling them that to master SEO it is not all about the meta keywords [...]