Archive for the ‘rent’ Category

SellBuyRentOnline.com Set to Launch on 7-26-2010

Over the last year to 2 years, I have been talking to REALTORS® from all over the USA and abroad. It seems that no matter who I talk to the one bit of universal feedback I hear is that agents want to be able to list their properties as cheap as possible, and without competitor ads.

Well, being the web developers that we are, we decided to see what we could do about that. So, we developed a site that will allow it’s members to list their properties advertisement free. Now that does not mean the site is completely free of advertisers. It just means that the listings themselves are free of advertisements. We are offering memberships to the site for $25 a year and you can list all the properties that you have contracted. We are not allowing agencies to list all of their REALTORS® listings at this point in time.

Listings can have up to 11 pictures.

You can have a contact form embedded in your listing as well.

So, what makes this site different from others. Simple, the only listings that are searchable on this site are our members’ listings. Also, it is free for the public to search and they do not have to sign up for anything.

With that said, if you are interested in joining prior to launch, email me. I will send you an invoice for the $25.

Lastly, we will be allowing guest post on the site as well. This way, you can drive readers back to your personal website as well.

If you have questions please contact me directly.

SellBuyRentOnline.com Set to Launch on 7-26-2010 is a post from: Positive Real Estate Professionals All rights reserved. ©

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To Buy or Rent a Home: That is the question.

rent To Buy or Rent a Home: That is the question. To Buy or Rent a Home: that is the question. As a mortgage professionals, one of the biggest questions that friends and family always ask me is should they buy or rent. Well, frankly, that depends on YOUR current situation. There are advantages and disadvantages and I think you have to weigh them out and see what fits your current needs.

I guess the first question that you have to ask yourself would be if you are grounded enough to buy a house.What do I mean by that you ask? Well, after 8 years in the mortgage industry and 20 years in the financial industry, I have seen people attempt to buy things on credit and not have a lick of stability. Their job is shaky at best and the income is unstable as well. These are  just a few of these issues that present themselves immediately. Once you get past that point, you have to decide if you are ready to take the next step in obtaining your financial freedom. Home ownership is a privilege and not a necessity.Too many people look at it like it should be basically given to them.

When you figure those two issues out, it is then time to determine if you want to put money into something that you can call your own or if you want to throw it down the toilet. Paying rent is sometimes the only path that one has to take and yet they still never do anything to change that fact. If buying a home is what you want to do then today’s market is the time to do it. In saying that, today’s market is not a short time investment. So, if you are going to buy, it has to be for the long haul. Many years ago when we were all kids growing up, our parents would live in a home from marriage to death. Children, grandchildren, and even for some great-grandchildren would walk through the halls of that home. There would be a many a family reunion that would come back to that very place. So, make sure that you can live home for sale To Buy or Rent a Home: That is the question. there for some time. Look at the property as a long term investment and make sure that for each dollar that you sink into it, you put that away. No, mind you, I am not referring to mortgage payments or regular reoccurring bills, but to upgrades and repairs.

The last thing about buying that I would tell you is to find yourself a Realtor, loan officer, and home inspector that you can trust. If you can not find one on your own, then swing by Positive Real Estate Professionals and ask one of the members there if they can refer one to you.

Now, lets look at the advantages of renting: no property taxes, no upkeep, no replacing failed appliances in most cases.

Disadvantages: You can never own it. You have to have permission to change even the smallest thing. No tax write offs for the upkeep, payments, or anything else that you spend on it. And the last is the fear of it being sold from under you.

Which case is right for you?

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Fred Chamberlin

MLO 271072 OR & WA

Senior Mortgage Advisor

Alpine Mortgage Planning

OR NMLS 81395 WA-CL 81395

1200 Executive Pkwy, Ste. 100

Eugene Oregon 97401

541-342-7576 office

541-221-3455 cell

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